Fall 1995 Newsletter

Volume I Issue 2 ©1995

Inside this issue:

Physician ADVANTAGE
CheX Eligibility Verification
Hospital Advantage
From The Branches
Quick Comments
HARP Notes
Systems Bits & Bytes
Timely Tips
Client Spotlight
Points To Ponder
To "Q" You In
Questions & Answers
Carriers Quadax Supports


Have you heard it over the wires?

by Eric Wahter

Quadax has installed a new phone system in the Cleveland, westside office to better serve YOU, our Client! In an effort to provide
you with the best service possible, we have Invested heavily in a state-of-the-art phone system. This new system has allowed us to personally design a more efficient way to handle client calls. We've added voicemail, and have organized our Customer Service personnel into distinct departments, each with its own group of phone numbers.
(See Below)

So what does this all mean for you?!? Now when you call the designated Electronic Claims service number, for example, your call will automatically be directed to the next available service representative in the Electronic Claims service department. Here you will be connected with an agent specially trained to answer your Electronic Claims questions. The same procedure applies to other types of service calls; if you call the proper number, you will reach someone who can help you with your specific situation. Should all agents in a group be busy when you call, you can easily leave a voice message or select to speak with the Operator for emergency assistance.

HARP calls are treated a little differently. Since HARP accounts are assigned a dedicated Service Representative, the HARP service number prompts you to enter your Representative's three-digit extension which will directly connect you to tthat person's desk.

For those of you who may not have received the new service numbers, they are as follows:

Electronic Claims Help Desk 216/979-4050
PC Products Help Desk 216/979-4090
HARP Service 216/777-6305 + Extension

We hope you find this new system convenient and easy to use. As always, it is our goal is to assist you as best we can.


Out CheX

by Sid Solomon

If you are one of the Quadax clients using our CheX Eligibility Verification software, why not reduce your telephone on-line tie-ups & hang-ups by avoiding the peak hours of usage? When inquiring on large batches, the response from the State often tends to be slower in the early morning & afternoon hours, but better from 4:00p.m. on. Keep this in mind and save on your next phone bill!


Physician ADVANTAGE

by: Tony Petras

Physician ADVANTAGE continues to be successfully interfaced with a growing list of medical billing software packages. Practices which have
invested in a computer that prints insurance claims but cannot submit claims electronically, find the ease with which Physician ADVANTAGE can be added to their systems refreshing.

Printing claims to a file, instead of the printer, allows the Physician ADVANTAGE software to "read" these claims and convert them to a format that Quadax can check for accuracy. Claims that pass the carrier-specific requirements are sent electronically to the payers and payments follow in less than two weeks. Claims that contain missing or invalid data are sent back through Physician ADVANTAGE, corrected, and re-transmitted.

If your practice is using a computer to print insurance claims that you then send to Quadax for "keying", you may want to consider the benefits that Physician ADVANTAGE can provide.

IMPROVEMENTS

The number of practices using Physician ADVANTAGE continues to grow as well as the number of ideas for enhancing the product. The following changes, as well as others, will be made available in the newest version of Physician ADVANTAGE released in late October.

  • The "Go To" function has been given additional flexibility to allow access to sub-blocks and specific claim detail lines.
  • Messages retrieved while connected to Quadax will be sent one time, reducing connect time and duplication.
  • The "Filtering" function has been enhanced to allow selection on "release" status.
  • An "error count" will appear in the error message window, showing the number of times the claim has gone through the editing process.
  • A menu item has been added to the report menu allowing the user to print the most current list of insurance coverages that can be sent electronically.
  • Anesthesia-specific items have been added to the Block 19 field, enabling this specialty to use Physician ADVANTAGE.

These are among the new and exciting improvements current Physician ADVANTAGE users are experiencing.

Your comments and suggestions are always welcome. Please fax your ideas to Quadax at (216) 777-2330, attention Physician ADVANTAGE Product Team.


Hospital ADVANTAGE

by: Linda Millheim

Announcing 5.01

In October, Quadax released a new version of Hospital ADVANTAGE with four major enhancements!

  • Addition of a Communications Menu replacing the Upload/ Download menus.
  • Summary Only option for reports.
  • Printing of specific name and address in Block 7 of the UB92 form.
  • The ability to print, at the PC level, custom reports for claims sent to the payors which replaces the "Yes" report on SuperQuick

The Communications Menu

The Communications Menu was designed to simplify the exchange of data and allow for some exciting product enhancements in the near future.

The initial conversion transmission log, previously available only through SuperQuick, is now available for viewing on the PC under the "View Claims Transmission Log" option.

The download file and upload file menu options were also consolidated into the new Communications Menu. Now, each is a one-step process, rather than a three-step process.

The "Select Claims to download" step in ADVANTAGE, has been eliminated. ALL errored claims are now downloaded to the PC with no user intervention. This step is now automated on the Quadax Mainframe.

In the future, Communications Menu options will enable Quadax to send.information back to the PC for customer's use. We are now working on a payor submission report and electronic remittance with automated secondary billing.

Summary Only Option for Reports

With Version 5.01, it is possible to get a detail summary of all imported or exported claims in ADVANTAGE, without the automatic printing of all claim's detail.

When the Detail Report option from the Reports Menu is selected, a prompt appears asking - "would you like to print only a summary report?" You can use the no default or select yes.

If yes is selected, the system will print a one page summary giving total claims and total dollars by inpatient and outpatient for all payers with a grand total provided.

Printing of Specific Name and Address

Quadax responded to customer requests to add a feature that gives control of what can be printed in Block One of the UB92 form. In the past, the name and address of the company or facility using the system were plugged and Block One could not be accessed.

The new feature functions with a table, can be built and maintained containing provider numbers, facility name, address and phone number. When adding claims on ADVANTAGE, the table can be used to plug the desired data in Block One. Hard copy UB92 forms can then be printed either single mode or global mode.

Please call customer support at (614) 882-1200 with questions concerning ADVANTAGE Version 5.01.

Retrieval Update

With Versions 4.09 and 5.01, the claims retrieval feature is available at the PC level. Therefore, it is no longer necessary to log into SuperQuick to retrieve; simply key in requests from the retrieval option. The request will automatically be sent the next time an upload is executed. Retrieved claims will be placed in a file and will appear on the PC with the execution of the next download file option. Claims with dates of service over three months from the current date require a weekend processing.


From the Branches

by: Tom Cully & Kevin Ellison

Opportunities, Opportunities, Opportunities

Like most companies, Quadax seeks opportunities for our staff to grow and rise to challenges presented. As mentioned later in this issue, University MEDNET presents Quadax and our staff with some outstanding opportunities and unique challenges.

Providing quality client service is a top priority for Quadax. A key person for the MEDNET implementation will be our Client Service Liaison, Catherine Sicker. Some of our clients may recognize the name. For the past seven years, Catherine has served as the Office Manager of our Columbus branch office. While the clients and the Columbus office staff will miss her, everyone agrees that this situation will present some fascinating challenges for Catherine. She will be able to draw upon her significant experience as she helps serve our newest client.

Our ability to make this necessary change is a tribute not only to Catherine, but also to the entire staff of the Columbus office. Our supervisors and staff know that the days ahead will be trying. They also know that those days present opportunities for all.

In our Kettering office, we have added a new anesthesia account and several pathology accounts, in addition to the new database for Anesthesia Associates of Dayton. Though the account changes have been hectic, the staff has been great. Joan Cook, who resides in our Fairborn branch, has recently been promoted to supervisor of that office - Congratulations Joan!

In the midst of all the growth and changes in the office, the staff and clients have been flexible and supportive throughout. A special thanks goes out to all!

Growing and Moving

As our branch offices continue to add clients and staff, our need for more office space grows. Such is the case for our Youngstown office. With the recent addition of our new client Associates in Anesthesia of Youngstown, we have moved to a new facility. This new office space is adjacent to Western Reserve Care's Northside Hospital.

Moving is always a challenge, from physically moving office furnishings, to redesigning office layout, to changing voice and data lines, there are hundreds of items to coordinate. We appreciate the cooperation of our PARTNER clients during our moving days.

Our Youngstown office staff will now be twice as large. With the renovation of that space nearly complete, our Youngstown staff is forming relationships with the new Quadax employees servicing the Associates In Anesthesia account. We look forward to continued growth in Youngstown as well as throughout the company.

Our new Youngstown address and phone numbers:

Quadax, Inc.
2911 Northview Boulevard
Youngstown, Ohio 44504

(216) 759-4600
(216) 759-4555 Patient Inquires
(216) 759-4444 Fax Line


Quick Comments

by: Janet Browning

Electronic Claims Help Desk

When calling our new telephone number for Electronic Claims -(216) 979-4050, providers can expedite their
call by having some basic pieces of information readily available. The information listed below will aid our representatives in researching your question and providing a timely answer.

  • Name of provider
  • Quadax Client Code
  • Quadax Run number
  • Insurance Company claim submitted to
  • Patient Name(s) of claims in question

Nationwide Medicare B

Quadax is now submitting to Medicare in the ANSI format. As such, certain specialties must format key data elements in order for Quadax to pass the information to Medicare. (This requirement is for hardcopy claims sent to Quadax for keypunch, as well as electronic print files.) If you submit claims for Chiropractic, Podiatry, or Ambulance, please use the following formats:

CHIROPRACTIC: Initial treatment date, date of last xray, and levels of subluxation must be indicated in Block 19 of the HCFA 1500 form in the following format: INT-01/03/95 DOX 01/03/95 SUB-C1,C7

AMBULANCE: New data elements must be entered for Ambulance Condition. Ambulance conditions must be indicated in Block 19 of the HCFA 1500 form in the following format: AC-09,06. Condition code 09 must be on all claims. Other conditions should be indicated as necessary. Origin and Destination of trip must also be indicated in Block 19, in the following format: ORI-BAKER NH DES-CLEVELAND CLINIC

PODIATRISTS: Please refer to the August '95 Medicare Newsletter regarding new modifiers to be used effective October 1, 1995. These modifiers are used to report routine foot care, treatment of mycotic nails and waiver of liability. These modifiers should simplify your billing.


HARP Notes

by: Kathy Novak

HARP Users

Did your know that there are now 59 credit adjustment codes and 35 debit adjustment codes available???? If you are interested in adding some new adjustment codes to your database(s), please let us know by calling your Service Representative at (216) 777-6305.

QUICKEN

If you have a PC as a HARP/MED terminal and QUICKEN PC software, you may have all you need to print your own refund checks!! We can set your database up to record all debit refund adjustments from HARP or MED in a file, ready for input into the popular PC application software, QUICKEN. QUICKEN will automate the check register and print checks on a local printer. If you have the QUICKEN software and want to get started with refund printing, give us a call!

Duplicate Claims

Over the past several months, Nationwide Medicare has intensified its efforts to reduce the number of duplicate claims being submitted for processing. Quadax has worked closely with Nationwide to streamline our technical procedures to protect against sending duplicates. Here are some procedures you can follow to reduce duplicates:

  • If you are re-submitting a claim which was previously denied by Nationwide, be sure to make the appropriate corrections in HARP/MED to resolve the denial.
  • Be careful when using the "Claim Open Ticket" option on the Inquiry screen. You could be sending another claim for a ticket that is currently in process at Medicare or has already been paid by Medicare.

Together - we can make it better!!


Systems Bits & Bytes

by: Gene Calai

The Quadax Systems Department welcomes a new addition to its Staff! Tom Suver is hard at work developing new electronic claim types for our customers. Good Luck Tom!

Quadax has purchased a new data communications server to improve file transfers between you, our Clients and the Quadax mainframes. This new system will run TBBS, a bulletin board software program, and will provide faster, more reliable connections. In conjunction with the new system, we are developing new communications modules for both ADVANTAGE packages. Implementation plans will be released in the coming months.

As always, the Systems Staff is constantly developing new solutions for our customers. One new project that will interest some of you is the new Scheduling System. Design and analysis of the project has been completed and the programming of the project has begun. The initial release date is currently planned for the first of the new year.


CLIENT SPOTLIGHT

by: Durene Ursem

October 1st marked the exciting addition of University MEDNET to Quadax's Manager customer base. University MEDNET is a 110 doctor multi-specialty practice with locations throughout the Cleveland area. I spoke to Brian Quinn, the Vice President of Finance at University MEDNET, to get a feel for how Quadax was doing thus far. I asked Brian what the circumstances were that pointed University MEDNET in the Quadax direction. He said they had made the decision to bring up a new billing system themselves. In the process of evaluating vendors, they came to the realization that it would be several years before they would have a billing system up and running. During those years of implementation, University MEDNET would not be able to adequately service their patient's billing needs with the outdated billing system they had in place. Therefore, they needed an interim solution to address those needs.

Brian mentioned that they looked at many different vendors. What made Quadax the one of choice? "REPUTATION" he said. At the elimination stage of the decision making process, University MEDNET had been working with other University Hospitals groups and had been receiving positive feedback about Quadax's performance. When asked what University MEDNET was hoping to accomplish by switching to Quadax, Brian replied, "improved service to our patients, improved cash flow, and improved management reporting." I then asked Brian, how Quadax was doing thus far. Brian said it was a little premature to comment on Quadax's performance to date. He did however say, that "the level of effort and dedication from the Quadax staff he has seen thus far has been great!"

I was interested in knowing if there was an area where Quadax has been able to provide an immediate improvement for University MEDNET. At the time of this interview, Brian commented that he had just received his first set of reports from Quadax, and "the information contained in the reports is going to be extremely valuable to our organization to help us manage our organization."

University MEDNET presents the Quadax staff with some excellent opportunities and challenges. Both Quadax and MEDNET are committed to providing quality client service. Bringing the two together to work toward a common goal will undoubtedly ensure SUCCESS!

Emergency Physician Of The Year,

The Ohio ACEP EPIC Vol.10 No. 3

John Bradford, D.O., FACEP, a Quadax Client, was this years' recipient of the Ohio Chapter ACEP "Emergency Physician of the Year" award. This award names the emergency physician who the membership decides exemplifies the highest standards of professional service and is considered a clinician of unusual merit.

Dr. Bradford is currently a Senior Staff Attending Physician at the Akron General Medical Center, as well as the Emergency Medicine Residency Program Director. Dr. Bradford is also an Associate Professor of Emergency Medicine at the Northeastern Ohio Universities College of Medicine.

CONGRATULATIONS DR. BRADFORD!


Timely Tips

  • Just a reminder -- ALL claims submitted electronically must contain provider numbers as issued by the carrier. Any questions you have regarding format or placement of these numbers can be directed to our Electronic Claims Help Desk at (216)979-4050.
  • New electronic payor coming soon! We are currently testing electronic claims to DayMed, a large Dayton, Ohio area HMO. Watch your mail for further information.

Points To Ponder

  • "The best preparation for work is not thinking about work, talking about work, or studying for work: it is work."
    WILLIAM WELD
  • "Some people are so busy doing the immediate and the urgent that they never stop to think about the important."
    LEADERSHIP NEWSLETTER
  • "There is only one boss. The Customer. and he/she can fire everybody in the company from the chairman on down, simply by spending his./her money somewhere else."
    SAM WALTON, founder, Wal-Mart

TO "Q" YOU IN

by: Jim McShane

Medicare has new requirements with regard to the filing of claims for providers' interpretations of diagnostic services monitoring the performance of the heart. As some of you may have encountered, Medicare has become diagnosis specific for select procedures.

Any provider performing interpretations of the following procedures: Doppler Echocardiography (Physicians' Current Procedural Terminology (CPT®) code 93307-93308), Pacemaker Analysis (CPT® code 93731-93836), Signal - Averaged EKG (CPT® code 93278), Holter Monitoring Services (CPT® code 93224-93227), will only be considered for payment with a particular range of diagnoses acceptable for each service. Medicare has published a list of these accepted diagnoses. If you would like a copy, please call an Insurance Follow Up representative at (216) 777-6300, and we will send you this information.

If you do not have the opportunity to incorporate these diagnoses into the charges, our Insurance FollowUp Department receives the denial that arrive from Medicare. With a simple inquiry form letter sent to you, we ask if one of these codes may be used for your patient. Please take the time to fill these out and return them.

Of course, these diagnoses do not fit every situation. When this is the case, according to Medicare, the patient is not liable for the charge. An Adjustment must be made on the patient's account. A judicious use of these approved diagnoses, along with a respect for the integrity of medical reporting and the Medicare system, makes this a powerful tool in the hands of the physician.

Used correctly, the patient charges would be processed faster and more efficiently, reducing anxiety. The provider would benefit from a faster and more effective management of receivables. Anytime a provider and patient are served well, we here at Quadax benefit too. It's a win, win, win, situation.


Questions & Answers

The Ohio State Medical Association July, 1995

According to the Ohio State Medical Association's July newsletter, the following are some frequently asked questions and their answers.

Q: Should I maintain a standard fee schedule for all my patients? I am often required to discount my fees because of contractual arrangements for managed care plans. Sometimes these amounts are lower than the Medicare reimbursement level. What are the implications of this issue to my practice.

A: Every practice should maintain a single fee schedule or a standard charge for each CPT® code that applies to all patients. There should never be confusion about what to charge a patient. A single fee schedule enablesl the practice to easily track the amount of write-offs or losses incurred as a result of contractual agreement and respond, renew, discontinue or negotiate additional payment for services.

Q: On occasion, I recognize that a financial hardship exists with my patients and I am willing to write off a certain portion of my fee. Are there Medicare rules and state laws which apply to this situation? What would happen if I am audited by the carriers?

A: "Routine" waiver of coinsurance and/or deductible amounts by providers is unlawful under Medicare regulations. Coinsurance and deductive amounts seek to provide a cost sharing on the part of the Medicare beneficiary. In addition, Medicare states the coinsurance and deductible amounts "encourage the patient to cooperate in limited costs by not incurring unnecessary expenses and to take an interest in the reasonableness and necessity of all services."


Electronic Claims Supported by QUADAX

10/95
Third Party Carriers
Available
Input
NEIC - Blanket No-Card & No-Card
(See NEIC list)
NEIC OP HC HP SQ
NEIC IP SQ
NEIC Phys HC PA HP
Direct to Carrier by Quadax
National
Travelers RR Medicare** PA HP
United Mine Wrkrs Phys** PA HP
Champus Phys PA HP
Champus OP HP SQ
Champus IP SQ
State of OHIO
BCBS of OH Phys HC PA HP
BCBS of OH OP HC HP SQ
BCBS of OH IP HC SQ
BWC Phys HC PA HA
BWCOP HCHPSQ
BWC IP HC SQ
Central Benefit Phys thru NEIC HC PA HP
CMIC BS Phys HC PA HP
CBBC OP HP SQ
CBBC IP SQ
CMIC BC OP HC HP SQ
CMIC BC IP HC SQ
Medicare/Supply HC PA HP
Medicare/Parent HC PA
Medicare/Phys Assign HC PA HP
Medicare/Phy Non-Assign HC PA HP
Medicare/Hosp OP HC HP SQ
Medicare/Hosp IP HC SQ
Medicare/Hosp SNF OP HC HP SQ
Medicare Hosp SNF IP HC SQ
Medicare Home Hlth OP HC SQ
Medicare Home Hlth IP SQ
ODHS OP HC HP SQ
ODHS IP HC SQ
ODHS/Lab HC PA HP
ODHS/Clinic HC PA HP
ODHS/Dental HC PA HP
ODHS/Home Health HC SQ HP
ODHS/Pharmacy HC
ODHS/Phys & HthChk HC PA HP
ODHS/Supply HC PA HP
ODHS/Transport HC PA HP
ODHS/Vision HC PA HP
State of W VIRGINIA
BCBS Mountain State** PA
BCBS of WV OP SQ
BCBS of WV IP SQ
BWC Phys PA HP
BWC OP Hosp HP SQ
BWC IP Hosp SQ
Medicaid** PA HP
Medicaid OP (1500)** PA HP SQ
Medicaid IP** SQ
Medicare Hosp OP SQ
Medicare Hosp IP SQ
Med Hosp SNF OP HP SQ
Med Hosp SNF IP SQ
State of PENNSYLVANIA
BC of WP OP HP SQ
BC of WP IP SQ
Pennsylvania Blue Shield PA HP
Medicaid HP
Med Hosp BCWP OP HP SQ
Med Hosp BCWP IP SQ
Medicare Phys PA HP
State of MICHIGAN
BCBS of MI Phys PA HP
Medicaid PA HP
Medicare Phys / BCBS PA HP
PHP PA HP
Regional OHIO
ChoiceCare HMO PA HP
Dayton Area Health Pin PA HP
Family Health Network PA HP
Health Power** PA HP
Health Ohio (Marion)** PA HP
MedPlan** PA HP
PHP** PA HP
PHP OP HP SQ
PHP IP SQ
State of VIRGINIA
Medicare/Hosp OP SQ
Medicare/Hosp IP SQ
Miscellaneous
Misc UB92 OP SQ
Misc UB92 IF SQ
Misc HCFA PA

KEY:
HC = Hardcopy
PA = Phys Advantage
HP = HARP
SQ = SuperQuick
** = Quadax exclusive
IP = In-patient
OP = Out-patient
Hosp = Hospital
Phys = Physician

NEIC HOSPITAL/MEDICAL PAYER LIST OCTOBER 1995

AC Retirees Voluntary Benefit Services 39140
AdminaStar - Certification Required
(CHAMPUS enly) Northern Region - ME, VT, NH,
MA, RI, CT, NY, NJ, IN, IL, MI, PA, DE
35175
Aetna Life & Casualty Co. 60054
Aetna Health Plans-Managed Choice 60054
Aetna Health Plans-Elect Choice 60054
Aetna Health Plans-PPO 60054
Aetna Health Plans-Select Choice NY/NJ 60054
Aetna Health Plans-Select Choice
AHP of East a Central PA, AHP of Mid-Atlantic. Fairfax
and Baltimore, MD. AHP of Louisiana, AHP of Ohio
(inc Cleve, Cinci a Columb), AHP of S N Eng, AHPof S CA
AHP olN CA. AHP olTN. AHP of TX, AHP of GA
 
Aetna Health Plans-Senior Choice NYMJ  
All Savers Insurance Co. 37602
Allmerica Financial Life Insurance Co. 69140
ALTA BATES Pilot
Alta Health Strategies (First Health) 87043
Amer. Postal Wrkrs. Union Health Plan 44444
Bankers United Life (Student Div) 74227
Bell Atlantic 68241
Benefit Planners, Inc. 74223
Blue Cross of California 47198
Blue Shield ofCalifomia 94036
CAC-United Healthcare Plans of Florida 59129
Central Benefits 75243
Central Benefits Life 31118
Central Benefits Mutual 31118
Central Benefits National 31118
Central Reserve Life 34097
Central States Health & Welfare
Funds (Southeast & Southwest Areas)
36215
CHAMPUS (see Adminastar/Cert. Req.) 35175
ChoiceCare, Long Island Pilot
Choice Plus (Trio) 68241
Christian Brothers Services 61271
Chubb Lifeamerica Pilot
CIGNA 62308
CIGNA Health Plan-HMO 62308
CIGNA-PPO 62308
CNA Insurance Pilot
Community Health Plan Pilot
Community Preferred Health Plan (CA) 39026
ConnectiCare, Inc. 06105
Connecticut General (CIGNA) 62308
Consolidated Group 04284
Consolidated Group/Travelers 04284
CoreSource, Inc./Little Rock 71063
CoreSource, Inc./Indiana Pilot
CoreSource Repricing (AR) Pilot
Country Life Ins. Co. Pilot
Diversified Grp Brokerage (Marlborough. CT) 06102
Eau Claire Health Protection Plan 39026
Eau Claim Providers Choice 39026
EQUICOR 62308
EQUICOR-PPO 62308
Equitable (CIGNA) 62308
ExclusiCare 71412
FHP Pilot
First Allmerican Financial Life Ins. Co. 69140
First Health (Alta Health Strategies) 87043
Florida First 59276
Florida Power & Light 68241
General American Life Insurance Co. 63665
Georgia Power, Health Care Svcs. 01124
Golden Rule Insurance Co. 37602
Government Employee Hosp. Assn. 44054
Great-West Life Assurance Co. 80705
Greater LaCrosse 65+ 39026
Greater WI Rapids Health Protection Plan 39026
Greater WI Rapids Provider Choice 39026
Green Bay Health Protection Plan 39026
Group Health Cooperative (WA) 91051
Group Health Insurance - DE 61101
Harris Methodist Health Plan 75201
Health Alliance Plan of Michigan 38224
Health Care Alliance (Sears) 68241
Health Care Svcs., Georgia Power 01124
Health Economics Corporation 75196
Heatlh Plan of the Redwoods 94254
Health Risk Management 41170
Health Value Mgmt - DE (Humane) 61101
Healthnet, Kansas City, MO 61101
Healthsource Provident Administrators 68195
Heaithsource Provident Ins. Co. 68915
Healthsource, SC, Inc. Pilot
HealthStar,Inc. 36332
Healthy Choice 69140
Healthy Choice Plus 69140
HMPK, Inc. 61101
HPlan, Inc. 61101
HPR 94254
HRM 41170
HRM Claim Management 41170
HSI Health Plan (GO) 55905
Humana CarePlan 61101
Humana Group Health Plan (formerly GHA of Wash DC) 61101
Humana Health Chicago Inc. 61101
Humana Health Chicago Ins. Co. 61101
Humana Health Plan 61101
Humana Insurance Agency 61101
Humana Insurance Company 61101
Humana Medical Plan-CA 61101
Humana Medical Plan-KY 61101
Humana Wisconsin Health Organization 61101
IBM Medical Plans 68241
InHealth, Inc. 31112
Institute pfOuality 68241
Integrated Benefit Services, IL 37124
J.F. Molloy and Associates, Inc. 61271
John Alden Life Insurance Co. 41099
John Deem H'care/Heritage 95378
John Hancock Health Security Plan 65099
John Hancock Mutual Life Ins. Co. 65099
John Hancock Preferred Health Plan 65099
Kaiser Permanente ofGeorgia 65097
Kentucky Kam 61101
Key Health Plan (CA) 39026
LaCrosse Care Plus 39026
Lincoln Nat'l - Phoenix, AZ (Humana) 61101
Mailhandlers/CAC 62413
Marriott 68241
Massachusetts Mutual Life Ins. Co. 65935
Matthew Thorton Health Plan Pilot
MedConnection (Marriott) 68241
Medical Plan of Kansas City - MO 61101
Mediprime 94254
Med Net Pilot
MEGA Life & Health Ins. Co. (Student Div) 74227
Met Elect 65978
MetLife H'care Network - PPOIHMO 65978
Metrahealth 87726
Metropolitan Life Insurance Co. 65978
Michael Reese HMO Plan - IL 61101
Michael Reese HMO Plan- IN 61101
Mid-West United Life (Student Div.) 74227
Minneapolis Prudential Business 68241
Modem American Life Ins. Co. 67784
Mutual Alliance Plan (MAP) 69140
Mutual ofOmaha Insurance Co. 71412
Mutually Preferred 71412
National Assoc. of Letter Carriers/NALC 53011
National Rural Letter Carrier Assoc. 71412
Nationwide Group 31417
Nationwide Insurance 31417
Nationwide Life and Health 31417
New England (The) 66893
New I ork State Employees (Empire) 65978
Nippon Life Insurance Co. 81264
NCHPP 39026
NCHPP 65+ 39026
Northwestern National Life Ins. Co. 41045
OakTree Health Plan 52132
Oshkosh Area Health Protection Plan 39026
Oxford Health Plan 06111
Pacific Mutual Life Insurance Co. 67466
Philadelphia American Life Ins. Co. 67784
Pioneer Financial Services Pilot
PMG 97466
PM Group 67466
Primary Choice (Aetna HP- NY/NJ) 60054
Prime Benefits Systems, Inc. - MO 61101
Prime Health Kansas City, Inc. - MO 61101
Prime Health Mgmt. Services - MO 61101
Prime Health of Kansas, Inc. - MO 61101
Principal Financial Group 61271
Principal Healthcare Pilot
Principal Mutual Life Insurance Co. 61271
Provident Life & Accident Ins. Co. 68195
Provident Life & Ace. Ins. Co. of Am. 68195
Provident Life & Casualty Ins. Co. 68195
Provident Preferred Network 68195
PruCare 68241
PruCare HMO 68241
PruCare Plus 68241
Prudential 68241
Prudential Health Care System (PHCS)
Amerillo, El Paso, Lubbock, Topeka, Corpus Christi
Kansas Cty, Midland, Wichita, Denver, Little Rock, Odessa
68241
PruNetwork 68241
Rockwell International 75196
Rooney Life Inc. 37602
Seabury & Smith
(Benefit Plan Admin of St. Louis, MO & Office of
the Admin, Washington. DC)
13310
SelectChoice 60054
Senior Choice (Aetna HP-NY/NJ) 60054
Southwest Health Plans (Aetna) 60054
Southwestern Bell 68241
S'western Bell Exec.- Custom Care 68241
S'western Bell Exec.- S'western Bell 68241
Southwestern Life (formerly, ICH Corp.) 67784
Studentlnsurance 74227
Sun Trust Bank, Inc. 68241
The Trane Health Protection plan 39026
Teamcare 36215
Texas Municipal League Group 74214
Third Party Claims Management 06131
Time Insurance, a Fortis company 39065
Travelers 87726
Travelers Health Network (HMO & Care Option) 87726
Travelers Plan Administrators 87726
Travelers/CGT 04284
Travelers/CGT - PPO 87726
UnitedofOmaha 71412
US Healthcare Pilot
Varian Health Care Plan 68241
Wausau Insurance Companies 39026
Wausau Preferred Health Plans 39026
EA Insurance Group 39151
West Virginia State Employees (PEIA) 75196
Wellcare Management Group (HMO) 14164
Wellcare ofNew York 14164
ADMAR Corporation Pilot
American Community Mutual Insurance 60305
Associates for Healthcare 36326
Benefit Trust Life Insurance Co. 61425
Confed Admin Services, Inc. 80667
Confederation Life Insurance Co. 80667
Cooperative Benefit Administrators 52132
Found. for Medical Care of Sonoma City 94156
Guardian Life Ins. Co. of america 64246
Life Insurance Co, of Georgia 65471
Medcost, Inc. 56162
National Rural Electric 52132
Provider Networks of America Pilot
No California Foundation PPO 94156
Sagamore Health Network (R\I) 35164
SelectCare Pilot
SonomaFoundation 94156
Sound Health (Sisters of Providence) 91131
Starmark 61425
Tooling & Manufacturing Assoc. 61425
Trustmark (Benefit Trust Life Ins. Co.) 61425

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